Your vehicle is one of your biggest investments, so protecting it against unexpected circumstances is important.
Unfortunately, life can throw many nasty curve balls your way like theft, hijacking and accidents. Luckily, with Comprehensive Vehicle Insurance, you can rest assured that your car is covered against these unforeseen occurrences.

How it works
Just one call gets you up to 16 comparative quotations from most major insurers, covering your vehicle against theft, hijacking and the cost of accident repairs. This means we are able to arrange cover that is tailor made to your specific needs.

It is a condition of the finance agreement, the asset must be comprehensively insured at all times.

An accident or theft involving your vehicle will nearly always result in some sort of financial loss. Even when your vehicle is comprehensively insured, there are usually outstanding amounts that need to be paid.

These costs are often unforeseen and are not generally covered by most motor insurance policies. Shortfall Protection is probably the most advanced protection product available, and is designed to protect you in a number of ways against these unforeseen losses.

How it works

Shortfall Protection
In the event of a total loss due to theft, hijacking or write off, most insurance companies pay out the value of the vehicle, less any excess amounts due. This pay-out is most often less than what is actually still owing to the finance company. In such cases, Shortfall Protection pays the difference between your insurance company pay-out and the amount still owing to your finance company. This payment also covers your insurance excess up to R6,000. It is important to note that the vehicle insurance must fully cover the value of the vehicle plus all accessories.

Violation Cover
Should your insurance company reject a claim due to you unintentionally violating a condition of your comprehensive insurance policy (e.g. late notification of a claim, change of address etc.) then Shortfall Protection will pay the claim. However, this policy does not provide cover if you incorrectly insured your vehicle.

Loyalty Bonus
In the event of a Shortfall claim where your vehicle is stolen and not recovered, or is written off, a Loyalty Bonus of R8,000 will be paid towards a replacement vehicle when purchased from a Bidvest McCarthy dealership within 3 months of the above event.

Deposit Protection (Optional)
If you have paid a deposit towards your vehicle purchase, then you need to be aware that the finance company will take priority in terms of an insurance pay-out. This could result in you not recovering the value of your deposit. However, if you have selected the Deposit Protector option, then your deposit will also be protected up to a maximum of R50,000.

Policy Highlights

• PAY-OUT AND WHAT YOU OWE TO YOUR FINANCE COMPANY.
• PROVIDES UNINTENTIONAL VIOLATION COVER.
• REIMBURSES UP TO R6,000 OF YOUR INSURANCE EXCESS IN THE EVENT OF A SHORTFALL CLAIM.
• PROTECTS YOUR DEPOSIT UP TO A MAXIMUM OF R50,000 (OPTIONAL COVER).
• PAYS A LOYALTY BONUS OF R8,000 TOWARDS A REPLACEMENT VEHICLE OF YOUR CHOICE IN THE EVENT OF TOTAL LOSS PROVIDED YOUR VEHICLE IS REPLACED BY A BIDVEST MCCARTHY DEALERSHIP.

Even the best drivers have no control over stone chips, trolley dents, hailstones or damage from other vehicles.

Unfortunately, the day to day scrapes, scratches, chips and dents of everyday driving can be both expensive and annoying. Likewise, the interior of your car is also prone to tears, scratches and scuffs to items such as your dashboard, door handles, centre console, door panels etc. Seat fabric and stitching often becomes damaged and cigarette burns easily lower the value of your vehicle. Both exterior and interior damage can significantly affect your vehicles resale value.

Now, with valuable protection from Bidvest Insurance you can keep your vehicle looking as perfect as the day you first bought it, both inside and out.

The Bodyguard and the Bodyguard + Interiorguard policies are designed to keep your vehicle in showroom condition by paying for minor repairs to the exterior or interior of your vehicle. These policies are completely separate from your comprehensive motor insurance policy which means when you claim it won't affect your no-claims bonus or cash-back rewards.

How it works

It's easy – should you experience any damage to the exterior or interior of your vehicle, simply call us on 0861 66 88 88, where a consultant will talk you through the process and direct you to the nearest approved repairer. In some circumstances, it might be more convenient for a mobile unit to come to your premises to repair the vehicle. When your claim is authorised the repairs are completed so you are back on the road with your vehicle looking as good as new.

The Bodyguard and the Bodyguard + Interiorguard policies are available for new and used vehicles and provide the following benefits depending on the option purchased. Bodyguard can either be purchased on its own or with the additional Interiorguard benefit.

The Executive options offer additional benefits together with higher levels of cover for the more discerning vehicle owner.

Policy Highlights

• IMPROVES THE RESALE VALUE OF YOUR VEHICLE.
• HELPS PROTECT YOUR NO CLAIMS BONUS AND CASH BACK REWARDS.
• KEEPS YOUR VEHICLE LOOKING AS GOOD AS NEW.
• CAR HIRE BENEFIT (AVAILABLE WITH EXECUTIVE OPTION).
• OPTIONAL INTERIORGUARD PROTECTS THE INSIDE OF YOUR VEHICLE.
• NO EXCESS PAYABLE ON CLAIMS.
• AFFORDABLE ONCE-OFF PAYMENT.

Even if you're a careful driver, your vehicle's tyres are exposed to countless hazards every time you're on the road. That means no matter how well you drive, you're likely to experience some sort of damage to your tyres.

This damage is both expensive and inconvenient but is rarely caused by your vehicle, or the way you drive. Instead, most tyre damage is caused by the roads we drive on, where potential hazards such as potholes, cracks and road debris are common.

Thankfully, avoiding unexpected and expensive tyre replacement bills is easy with protection from Tyreguard – a simple insurance policy that covers your tyres for 60,000kms or 3 years (whichever comes first).

How it works

It's really simple – when you experience tyre damage, simply call the hotline on 0861 66 88 88 and an agent will direct you to the nearest approved tyre dealer to submit a claim for the cost of repairing or replacing the damaged tyre. You only pay for the tread that you've used.

But that's not all – when replacing a tyre, Tyreguard will also pay for the cost of balancing and wheel alignment of your vehicle's tyres. If the damaged tyre is punctured and can be repaired, Tyreguard will also cover the cost of repairs.

Tyreguard is available for new and used vehicles and provides the following benefits, which are calculated as a percentage of the cost of replacing the damaged tyre.

Policy Highlights

• 3 YEAR/ 60,000KMS COVER.
• FREE PUNCTURE REPAIRS.
• FREE WHEEL BALANCING WITH EACH CLAIM.
• FREE WHEEL ALIGNMENT WHEN A DAMAGED TYRE IS REPLACED.
• 100% REPLACEMENT WITHIN 2,000KMS OR 30 DAYS OF PURCHASE FOR NEW VEHICLES.
• AFFORDABLE ONCE-OFF PAYMENT.

It's an unfortunate reality that car troubles never seem to happen when they're convenient for you. Not only that, but they're often accompanied by expensive call out fees or towing charges in the event of a breakdown.

As vehicles get older, they also become less reliable, and it is around this time that original factory warranties fall away. Now you can protect yourself from budget busting repair bills with an affordable Bidvest McCarthy warranty that offers financial peace of mind, as well as 24 hour Roadside and Medical Assistance. Bidvest McCarthy has a range of warranty products designed to cover vehicles of various ages and mileage, and which offer cover throughout South Africa.

Consult the table in the downloadable brochure for more information on the warranty applicable to your vehicle and ask your salesperson or business manager for a copy of the policy wording which explains the full details of cover. Alternatively you can also call 0861 093 345 and speak to an agent for additional information.

Each Bidvest McCarthy warranty includes 24 Hour Roadside and Medical Assistance.

24 Hour Emergency Roadside Assistance:

• Run out of Fuel
• Vehicle Recovery (Breakdowns)
• Vehicle Storage (Breakdowns)
• Tow In
• Courtesy Transport
• Overnight Accommodation
• Car Rental
• Flat Tyre Assistance
• Flat Battery Assistance
• Keys Locked in Vehicle
• Transmission of Urgent Messages

24 Hour Emergency Medical Assistance:

• Medical Advice and Information Hotline
• Emergency Medical Advice and Assistance Hotline
• Medical Transportation
• Inter-Hospital Transfer
• Medical Repatriation
• Escorted Return of Minors
• In-Hospital Medical Monitoring
• Compassionate Visits
• Repatriation of Mortal Remains

At Bidvest McCarthy we want your motoring experience to be as enjoyable as possible. That's why we've developed the Bidvest McCarthy Maintenance Plan, helping keep your vehicle in pristine condition.

The Plan is designed to provide you with complete peace of mind relating to all aspects of your vehicle's maintenance and servicing by protecting you against unexpected repair bills and servicing costs. What it covers:

• All routine servicing of your vehicle, in accordance with the original manufacturer's handbook, as well as any unscheduled maintenance or repairs.
• The cost of parts and labour, as well as normal wear and tear items.
• Some examples of wear and tear items which are not normally covered by a manufacturer's warranty but which are covered by the Plan are: windscreen wiper blades; brake pads and discs; headlights and bulbs; shock absorbers; exhaust systems; clutch plates and flywheels.

How it works

When you purchase a vehicle from a Bidvest McCarthy dealer you can choose the mileage and the number of years you want covered by the maintenance plan. When your vehicle requires servicing or maintenance, you simply contact your dealer to book your vehicle in for the required work. The dealer then contacts the Bidvest McCarthy Maintenance Plan Administrators for authorisation to carry out the work and the cost of the repairs or servicing will be paid for by the plan.

Plan Benefits

• INCLUDES THE COST OF OILS, BRAKE FLUIDS AND OTHER LUBRICANTS REQUIRED DURING SERVICING.
• PROTECTS YOU AGAINST THE RISING COST OF PARTS AND LABOUR.
• TRANSFERABLE TO A NEW OWNER UPON THE SALE OF YOUR VEHICLE.
• YOU CHOOSE WHAT MILEAGE AND HOW LONG YOU WOULD LIKE THE VEHICLE TO BE COVERED.
• ALL ROUTINE SERVICING OF THE VEHICLE IS COVERED IN ACCORDANCE WITH THE MANUFACTURER'S REQUIREMENTS.
• COVERS THE COST OF NORMAL WEAR AND TEAR, EVEN AFTER THE ORIGINAL MANUFACTURER'S WARRANTY HAS EXPIRED.
• INCLUDES 24 HOUR ROADSIDE ASSISTANCE & MEDICAL ASSISTANCE FOR THE DURATION OF THE PLAN.

24 Hour Emergency Roadside Assistance:

• Run out of Fuel
• Tow In
• Overnight Accommodation
• Car Rental
• Flat Tyre Assistance
• Flat Battery Assistance
• Keys Locked in Vehicle

24 Hour Emergency Medical Assistance:

• Medical Advice and Information Hotline
• Emergency Medical Advice and Assistance Hotline
• Medical Transportation
• Inter-Hospital Transfer
• Medical Repatriation
• Escorted Return of Minors
• In-Hospital Medical Monitoring
• Compassionate Visits
• Repatriation of Mortal Remains

You can call 0861 093 345 and speak to an agent for additional information.

At Bidvest McCarthy we understand how important it is for you to have peace of mind with your vehicle purchase.

That's why Bidvest McCarthy Auto Settlement ensures unforeseen circumstances such as accident, illness, retrenchment, sequestration/liquidation or death do not result in you or your loved ones losing the use of your vehicle.

How it works

Your dealer will calculate a premium (paid upfront or on a monthly basis) that allows you to protect you and your family in the event of the following:

Accident or Illness Resulting in Temporary Disability

Temporary disability through an accident or illness often results in a loss of income. It's this loss of income which might not only change your lifestyle but could result in you not being able to meet your monthly vehicle instalments. Bidvest McCarthy Auto Settlement provides the solution by paying your vehicle instalments on your behalf for up to 6 months.

Retrenchment

In the event of retrenchment the policy pays your vehicle instalments for up to 4 months while you make provision to resume employment.

Sequestration/Liquidation

Bidvest McCarthy Auto Settlement protects you in the event of your business being liquidated, or you being sequestrated, and will pay your vehicle instalments for up to 4 months.

Dread Disease

Bidvest McCarthy Auto Settlement will settle the outstanding amount on your credit agreement in the event of you suffering from one of the listed 27 Dread Disease conditions. Some of the dread diseases include Cancer, Heart Attack, Stroke, Paralysis, Blindness, and Alzheimers.

Permanent Disability

Permanent Disability carries with it a tremendous financial burden and in such an event Bidvest McCarthy Auto Settlement settles your outstanding debt with the finance company.

Death Benefit

Bidvest McCarthy Auto Settlement will settle your outstanding debt with the finance company in the event of your death. This payment does not form part of your estate and is paid without any unnecessary delay.

Policy Highlights

• COVER AGAINST TEMPORARY DISABILITY, RETRENCHMENT, SEQUESTRATION/LIQUIDATION, DREAD DISEASE, PERMANENT DISABILITY AND DEATH.
• NO MEDICAL REQUIRED (PROVIDED YOU ARE IN GOOD HEALTH).
• NO PREMIUM LOADING. YOUR PREMIUMS REMAIN THE SAME FOR THE DURATION OF YOUR CONTRACT.

At Bidvest McCarthy we understand how important it is to regularly service your vehicle and also how unplanned service costs can be frustrating. That’s why we've developed the Bidvest McCarthy Service Plan to help you plan and save on future servicing costs.

The Bidvest McCarthy Service Plan is designed to provide you with complete peace of mind regarding your vehicle's servicing requirements and protects you against the rising costs of parts and labour. The Bidvest McCarthy Service Plan pays for routine servicing as stipulated by the vehicle's manufacturer.

What it Covers:

• Includes the cost of oil, oil filters, air filters, fuel filters, passenger compartment filter element, spark plugs, brake fluid and Anti-freeze required during routine servicing.
• Pays for labour charges as per the manufacturer's flat rate service schedule.
• Includes 24 hour roadside & medical assistance for the duration of the plan.
• Plan options available for vehicles of various ages and mileage.

How it works

When you purchase a vehicle from Bidvest McCarthy you can choose a service plan that suits your needs by choosing how much cover you want. When your vehicle is due for the required service you simply contact your Bidvest McCarthy dealer to make an appointment and inform them that you have a Bidvest McCarthy Service Plan. The dealer then contacts the Bidvest McCarthy Service Plan Administrator to obtain authorisation prior to commencing your vehicle's service. The Bidvest McCarthy Service Plan covers the cost of the routine servicing of your vehicle, as stipulated in the original manufacturer's service schedule.

Plan options

To choose the Service Plan option that best suits your needs, consult the VEHICLE ELIGIBILITY options below for more information and ask your salesperson or F&I Business Manager for a copy of the Service Plan contract wording, which explains the full details of the cover. Alternatively you can also call 0861 093 345 and speak to an agent for additional information.

VEHICLE ELIGIBILITY/SERVICE PLAN (Choose how much cover you want)

New or Demo vehicles less than 2 years old and less than 40,000 kilometers:

• 5 years / 60,000 kilometers
• 5 years / 90,000 kilometers
• 5 years / 120,000 kilometers
• 5 years / 150,000 kilometers
• 5 years / 180,000 kilometers (whichever occurs first)

Used vehicles less than 5 years old and less than 120,000 kilometers.

• 2 years / additional 40,000 kilometers (whichever occurs first)
• 3 years / additional 60,000 kilometers (whichever occurs first)

Each Bidvest McCarthy Service Plan includes 24 Hour Roadside Assistance and Medical Assistance as standard.

24 Hour Emergency Roadside Assistance:

• Run out of Fuel
• Tow In
• Overnight Accommodation
• Car Rental
• Flat Tyre Assistance
• Flat Battery Assistance
• Keys Locked in Vehicle

24 Hour Emergency Medical Assistance:

• Medical Advice and Information Hotline
• Emergency Medical Advice and Assistance Hotline
• Medical Transportation
• Inter-Hospital Transfer
• Medical Repatriation
• Escorted Return of Minors
• In-Hospital Medical Monitoring
• Compassionate Visits
• Repatriation of Mortal Remains

Note: Any items not listed in the manufacturer's service schedule will unfortunately not be covered by the Bidvest McCarthy Service Plan.

Powered by Bidvest McCarthy, Club Bidvest McCarthy is all about ensuring your safety on and off the road, but we’re also about making life more fun and rewarding with exclusive competitions, giveaways and discounts on travel and cool gear for your car, home or just for fun!

To start with, the Club offers you and your family fantastic peace of mind. As a member you can always contact us for assistance in an emergency, whether on the road or at home. Our call centre is manned 24/7 and we will dispatch professional assistance to you anywhere in South Africa, or even outside the borders of the country.

We even have our own Bidvest McCarthy mobile app which is available as a free download, which has multiple features that will benefit you as a motorist. And when you activate in an emergency, it also helps us to locate you faster.

Multiple membership options

We offer several membership options, starting at our entry level Blue tier, which is complimentary when you service at a Bidvest McCarthy service centre. Our top tier, Onyx, is designed for those with multiple cars in the family or household and you can include up to four cars on your membership.

Drive Miles – earn as you spend

Then you have our exclusive rewards programme - Drive Miles – which you can automatically benefit from whenever you service your vehicle or purchase parts or accessories through the service department at a Bidvest McCarthy dealer. Drive Miles can be redeemed simply by tapping your card to the NFC reader located at a dealer (or at a retail partner in the near future). It’s that simple!

Anyone servicing with Bidvest McCarthy, no matter what your membership tier, will automatically be added to the Drive Miles programme and will receive the NFC smart card.

The NFC-enabled membership card means that you can easily reap the rewards of being a member of the Club and the convenient format means it’s always there when you need it.

But your benefits don't end there...

As a member, you have exclusive access to our online mall, for discounts on a wide range of consumer goods. Awesome travel packages, both local and international, are also discounted. Members also get a preferential rates on car rentals through Budget Rent-A-Car.

Not only that but we'll keep you updated through our newsletters and social media feeds on all the latest developments in the world of motoring, plus other cool and interesting news. Not to mention regular giveaways of cool prizes.

And membership is so affordable, signing up is really a no-brainer. With the amount you will save as a member, the only question you need to ask is - can I afford not to join?

Bidvest McCarthy Tyres was born from a need in the local market and a growing call from our many customers who have entrusted us with their motoring needs for over 100 years. From purchasing a new or pre-owned vehicle to servicing and ultimately trading it in; the success of the Bidvest McCarthy Motor Group has always been in listening to our customers - not only meeting their expectations, but exceeding them with innovative new ways of adding value and offering convenience and market leading customer service.

You asked us for tyres, and once again we have delivered. We have an extensive network of dealerships countrywide, staffed with professional people using the latest equipment and backed by professionals from the tyre industry all with one aim – to offer our clients the best advice, convenience, choice and value available today.

Not aligned to any brand/s, we offer all major makes of tyres, best tyre prices and have sourced quality alternatives for those on a tighter budget. If you are in search of something, please contact us and we will advise accordingly.